Four things you and your partner can share (meaning more to spend on travel!)

Beyond splitting chores and bills, there are a few practical things you can combine that could make life smoother and save you both money. From insurance policies to travel discounts, here are some things to consider sharing that can make life easier, more affordable and just a bit more organised.

Life and health insurance

You might not automatically think of these as something to share with your partner, but combining policies could save you both money and offer greater peace of mind. Many insurers offer joint policies or discounts for couples. By merging your life and/or health insurance, you could pay less for similar or even better coverage. Look at your options together, compare what different providers offer, and talk through your needs. It might not be a priority if you’re still young, but it’s an easy way to strengthen your security as a couple.

Car insurance

If both of you drive, combining your car insurance could be a smart move. You may be eligible for multi-car insurance, which allows you to insure multiple vehicles under one policy. This can lead to substantial savings compared to insuring cars separately.

It also makes the whole process more straightforward, allowing you to manage one policy rather than multiple. You’ll have one renewal date to remember, and you won’t need to track multiple payments. Make sure the cover suits both of your needs, from fire and theft to breakdown cover. Sharing your car insurance can be an easy win if you’re looking to save.

Subscriptions and memberships

You probably already share a Netflix account, but there’s a lot more out there to consider. Think about all those streaming services, gyms and online platforms you both use. Many of these companies offer family or joint membership plans that can save you money without restricting your access or features. Many fitness apps and facilities offer duo memberships at a discount, so you and your partner can both enjoy workouts and health benefits. The same goes for streaming platforms, like Spotify, which offer plans for two users at a better rate.

Railcards

Travelling together? Consider investing in a couple’s railcard for even more savings. A Two Together Railcard offers discounted fares on train journeys, meaning you and your partner can enjoy cheaper tickets whenever you travel by train.

Whether you’re going for a weekend away or simply commuting together, the savings really add up. It’s easy to apply for online and costs just £35 a year! Sharing these practical things can help smooth out everyday life and save you money. You’ll get more for your money and it’ll bring you closer together. And that’s what a strong partnership is about – finding ways to make life a little easier together